Cash flow for subscription businesses: a practical playbook
Improve cash flow in a subscription business: annual prepayments, collection timing, failed payment recovery and a simple 13-week cash forecast.
5 min read
Blog
Payments & billing blog for South African businesses - page 5
Practical guides on payment gateways, subscription billing, debit orders, VAT invoicing, reconciliation and payment compliance for South African and African businesses.
Subscriptions Payments Hosted vs embedded checkout: which should you use?
Hosted vs embedded checkout compared: PCI DSS scope, the 2025 SAQ A changes, branding, conversion and developer effort, and which suits your business.
7 min read
Payments Recurring card payments in South Africa: how they work
How recurring card payments work in South Africa: tokenisation, 3-D Secure on the first payment, merchant-initiated renewals, failures and choosing a gateway.
7 min read
Compliance FICA basics for merchants: what applies to your business
FICA for merchants in South Africa: why payment providers verify you, when you are an accountable institution, and the reporting duty every business has.
5 min read
Subscriptions Subscription proration explained, with worked rand examples
Subscription proration explained step by step: how to calculate upgrade and downgrade charges, credits, VAT and mid-cycle changes, with worked examples in rands.
6 min read
Compliance Invoice record keeping requirements in South Africa
How long to keep invoices and payment records in South Africa: the 5-year SARS rule, Companies Act 7 years, electronic records and POPIA limits.
5 min read
Compliance Authenticator app 2FA for business accounts: a rollout guide
Authenticator app 2FA protects the finance and payment accounts your business runs on. How TOTP works, why it beats SMS codes, and how to roll it out to your team.
6 min read
Compliance PCI DSS for small merchants: a plain-English guide
PCI DSS for small merchants in South Africa: which SAQ applies to you, what changed for SAQ A in 2025, and simple steps to keep card data out of your business.
5 min read
Guides QuickBooks payment integration in South Africa: a practical guide
QuickBooks payment integration for South African businesses: how to get gateway, debit order and EFT payments into QuickBooks Online cleanly, with VAT intact.
6 min read
Product Customer self-service portal: what to include for billing
What a customer self-service portal for billing should include: invoices, receipts, plan changes, pausing and cancelling, secure sign-in and the rules you control.
6 min read
Guides Debt prescription in South Africa: when unpaid invoices expire
Debt prescription in South Africa explained for businesses: the 3-year rule for unpaid invoices, what interrupts it and how to protect your debtors book.
4 min read
Invoicing Invoice payment terms in South Africa: what to use and how
Invoice payment terms explained for South African businesses: 7, 14 and 30-day terms, statement terms, deposits, early payment discounts and late payment interest.
7 min read
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