Features
The payments toolkit for growing African businesses
From a single payment link to monthly debit order runs and month-end reconciliation, CentraPoint covers the full collection cycle.
Payment links & hosted checkout
Create shareable payment links in seconds and send customers to a hosted checkout on the gateway of your choice.
- Links are HMAC-signed, so amounts and references cannot be tampered with
- Share the link through any channel - email, chat or SMS
- Hosted checkout routes to your connected gateway
- Payment status updates automatically from verified gateway notifications
Invoicing with VAT
Issue professional invoices with VAT, let customers pay online by link, and record payments received offline.
- VAT-aware line items and totals
- Printable invoices
- Pay-by-link on every invoice
- Record offline payments (EFT, cash) against invoices
Recurring billing
Bill customers on a schedule using gateway subscriptions or bank debit orders.
- Gateway subscriptions via PayFast
- Bank debit orders via Netcash
- Debit order mandate management
- Automated NIF batch submission to Netcash
Account reconciliation
Import merchant statements and let CentraPoint match what was collected against what was expected.
- Import Netcash merchant statements or CSV files
- Auto-match collections, unpaids, fees and payouts
- Exception queue for items that need a human decision
Multi-gateway plugins
Connect the payment providers you already use across South Africa and Africa - cards, instant EFT and mobile money.
- PayFast, Netcash Pay Now, Netcash Debit Orders, Ozow, Yoco, Peach Payments, PayGate
- Paystack, Flutterwave, DPO Pay, Pesapal
- M-Pesa (Daraja STK Push) and MTN MoMo
- ZAR-first, with multi-currency support through gateways
Webhook & audit logs
See every inbound gateway notification and every change made by your team.
- Webhook log with verification status
- Audit log of user actions
- Troubleshoot payments without digging through servers
Roles & team access
Invite your team with role-based access so everyone sees only what they need.
- Admin, staff and viewer roles
- Per-user access to the dashboard
API keys & REST API
Automate payment links, invoices and more from your own systems.
- Issue and revoke API keys
- REST API documented on the developer portal
Platform foundations
ZAR-first, multi-currency
Built around South African rand, with currencies such as NGN, GHS, KES and UGX available through supporting gateways.
Microsoft SQL Server backend
Transactional data is stored in Microsoft SQL Server, a proven relational database for financial records.
Security by design
Encrypted credentials, verified webhooks and signed links. Read more about security.
Ready to simplify how you get paid?
Create your CentraPoint account, connect the gateways you already use, and start sending payment links and invoices.