How long does an EFT take in South Africa? A business guide
How long an EFT takes in South Africa: same-bank vs inter-bank transfers, cut-offs, weekends, immediate payments and PayShap, and what it means for you.
4 min read
Blog
Payments & billing blog for South African businesses - page 6
Practical guides on payment gateways, subscription billing, debit orders, VAT invoicing, reconciliation and payment compliance for South African and African businesses.
Payments Comparisons Peach Payments vs Paystack: an honest comparison for SA
Peach Payments vs Paystack for South African businesses: products, payment methods, African reach, pricing models and which provider suits which kind of merchant.
6 min read
Compliance VAT on digital services in South Africa: rules for SaaS sellers
VAT on digital services in South Africa: local SaaS rules, the R1 million threshold for foreign suppliers, the 2025 B2B change and invoicing tips.
5 min read
Payments Checkout conversion rate: 12 fixes for South African stores
How to measure and improve your checkout conversion rate: find where customers drop off, offer the right payment methods, and cut friction on mobile and 3D Secure.
7 min read
Compliance VAT registration threshold in South Africa (2026 update)
The South African VAT registration threshold rose to R2.3 million from 1 April 2026. What counts, when to register, voluntary registration and billing changes.
4 min read
Subscriptions How to calculate churn rate: customer and revenue churn formulas
How to calculate churn rate for a subscription business: customer churn, revenue churn and net revenue retention formulas, with worked rand examples and pitfalls.
6 min read
Subscriptions Dunning management: how to recover failed subscription payments
Dunning management explained: build a retry schedule, write reminder emails that work and decide when to suspend or cancel. Includes a sample 21-day plan.
6 min read
Invoicing Payment references: best practice for faster EFT matching
Payment reference best practice for SA businesses: formats that survive banking apps, invoice vs customer references, check digits and wording that works.
4 min read
Guides Bank reconciliation basics for small businesses in South Africa
Bank reconciliation basics for small businesses: what it is, a worked example, timing differences, bank charges and gateway payouts, plus a weekly checklist.
5 min read
Developers Webhook signature verification: HMAC-SHA256 done right
Webhook signature verification explained: how HMAC-SHA256 signatures work, a correct Node.js example, replay protection and the mistakes that let forgeries in.
6 min read
Guides Xero payment integration: getting gateway payments into Xero cleanly
A practical guide to Xero payment integration for South African businesses: bank feeds, recording invoice payments, gateway fees, clearing accounts and reconciling.
7 min read
Invoicing How to reconcile EFT payments to invoices (without losing a day)
A step-by-step method to reconcile EFT payments to invoices: matching rules, handling missing references, part-payments and overpayments, plus a weekly routine.
4 min read
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